What’s worse than going on vacation and coming back home ill? Or worse, having to cancel your trip all together because you got injured? Why You Should Never Travel Abroad Without Insurance
There are so many risks that come with traveling abroad, from having your belongings stolen or damaged to contracting diseases from foreign locals or tourists in the area you’re visiting. To make sure you can still enjoy your trip and that you’re covered if anything goes wrong, always invest in travel insurance before leaving home. In this article, we take a look at the reasons why travel insurance should be compulsory when traveling abroad and review some of the best travel insurance providers out there.
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You can’t predict what will happen
That’s why when you travel abroad, it’s always a good idea to take out travel insurance. Whether it be getting ill, your flights being cancelled or even having an emergency while traveling overseas, you want to ensure you’re covered in case anything goes wrong.
What happens if you get sick when traveling abroad
Once you leave home, your health plan is not there to take care of you. If something bad happens and you find yourself thousands of miles from home, no one will be there to help.
Yes, insurance is costly but, as a wise man once said: Do not save what is left after spending; instead spend what is left after saving. So get travel insurance before you leave or regret it later!
What happens if you lose your wallet or passport
There are a number of things that can go wrong when you travel abroad, from getting sick to losing your passport. While these things don’t typically happen on every trip, they can and do happen on occasion.
It’s always best to be prepared for anything that may occur while you’re traveling abroad.
Accidents do happen, particularly in high risk countries
it’s inevitable. But there are many things you can do to lower your chances of becoming another statistic. The problem is, it’s easy to forget about things like travel insurance until you actually have to get it… and that could be too late!
In fact, nearly half of all travelers who become injured or ill abroad do not have any form of travel insurance – which leads us to our first point… why wouldn’t you take out travel insurance?
Medical treatment can be expensive overseas
medical costs abroad can run into thousands of dollars even for a simple visit to a doctor, so if you have an accident or become ill while traveling in another country, treatment could end up costing more than your entire trip.
That’s why having travel insurance is so important: it covers you for medical costs and even helps pay for flights home if something happens during your trip. This can be particularly useful if there’s a risk of violence or terror attacks in your destination country (which has been known to happen).
You could have no way of getting home without travel insurance
If you have to fly home because of an emergency, there’s a good chance that you won’t be able to fly right away. The airline will likely offer you tickets at a much higher price than what you bought them for initially.
If your insurance doesn’t cover cancellation or delays, it can be incredibly costly to find tickets last minute without travel insurance. If your luggage is lost or stolen, travel insurance can reimburse all your expenses as well as pay for new clothes and other items.
What if my flight is delayed or cancelled?
When we travel abroad, one of our biggest fears is a delayed or cancelled flight. Unfortunately, delays and cancellations happen and there’s not much you can do to avoid them.
If your flight gets delayed or cancelled and you have to return home early because of it, make sure you’re prepared.
Purchase trip cancellation insurance from your airline when booking a flight to ensure you’re covered in case something goes wrong.
Other things covered by travel insurance (your bank card may not cover these)
Lost baggage/baggage delay: If your baggage is delayed on your trip, you can use travel insurance to get essentials like toothpaste, underwear, and other small but valuable things shipped to you.
If your bag gets lost entirely, you can use travel insurance to replace it and ship it back home.